What is No Cost EMI ? How it benefits you ?

Hi friends,
 You want to buy a product from online but the cost of that product is high and you can't pay at one shot. Here 'No cost EMI' financial scheme helps you.
Now online retailers providing this option to buy the products through there app.

How beneficial is No cost EMI ?

'No Cost EMI' is a finance scheme which makes it easy for buyers to purchase expensive items online through EMIs without any additional costs like no additional processing fee or down payment or interests.

For example:

If you are planning to buy SAMSUNG S8+ or Iphone8 or iPhoneX which may cost around 90k.
Under this scheme of 'No cost EMI' you can buy it with part monthly payment without paying any extra charges.

IphoneX price 90,000 inr 

Under regular finance scheme if you choose 12 months emi
And interest charges is say 14%
Then 90000 × .14 = 12600
90000+12600 = 102600
So it'll be 102600 ÷ 12 = 8550 
8550 is what you pay for 12 months.

But under

'No cost emi' if you choose to pay for 12 months
90,000 ÷ 12 = 7500 
7500 is what you pay monthly for 12 months.

In this above case you save nearly 1000inr per month under No Cost EMI' scheme.

Thanks for reading.
Hope you find this helpful.
Enjoy Shopping. 😊

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